LAS VEGAS - nvtip -- The cost of prescription drugs has never been higher. In fact, recent years have seen price increases of as much as 10 percent. If you are among the 55 percent of Americans that are taking a prescription drug, you may be concerned about the affordability of medication therapy. Fortunately, there are a couple of things that you can do to ease the financial burden.

Talk to Your Doctor
As the cost of prescription drugs continue to rise, more and more patients, even those with health insurance, are neglecting to fill their prescriptions.  Oftentimes, people don't tell their doctors that the cost of their prescription drugs is high on their list of concerns.  Perhaps even more troubling is that many people don't tell their doctor that they're not taking the medication that they were prescribed. Rather than seeking out a less expensive alternative to a pricey prescription drug, too many patients opt out of the medication therapy that they need.

Find Out the Out-of-Pocket Cost

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While the cost of many medications is outrageously high, others are more affordable than you realize. If you have an insurance plan with a copay for medications, you may assume that using your insurance will get you the best price on your medication. However, according to health economist Karen Van Nuys, this isn't always the case. A study conducted by the University of Southern California Schaeffer Center for Health Policy & Economics uncovered that consumers overpaid for their prescription drugs 23 percent of the time. The average overpayment on each transaction amounted to $7.69. Brand-name drugs are associated with an overpayment amount of over $13.  Your health insurance agent is another great resource for you too. So, please do not hesitate to call.

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