LAS VEGAS - nvtip -- There are numerous health insurance options and navigating the system can feel a little daunting. Unfortunately, scammers take advantage of people's confusion by pretending to offer cheap, hassle-free help with obtaining health insurance coverage.

Unfortunately, these inferior health insurance plans underdeliver. In many cases, the coverage that you get is much skimpier than what was advertised. Other times, the coverage is completely fake, and the scammers take your money and sensitive personal information and provide nothing in return.

According to the National Health Care Anti-Fraud Association, health insurance scams account for up to 10% of total health care expenditures, equaling more than $300 billion annually. The Health Insurance Portability and Accountability Act makes health care fraud a felony, providing some protection to consumers. Unfortunately, this is still a huge problem, particularly during the Open Enrollment Period.

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Identifying Health Insurance Scams
-The Scam: Pay for a New Medicare Card or Lose Your Coverage
Scammers target older adults with phone calls claiming that they are approaching their Medicare card's expiration date and that they will lose their health insurance coverage unless they pay a renewal fee.

-The Truth
Currently, federal regulations do not require Medicare beneficiaries to obtain new Medicare cards. If you lose your card or it becomes too faded to use, you can easily replace it by contacting 1-800-MEDICARE. Neglecting to do so does not result in loss of coverage.

Read the full article: https://www.nevadainsuranceenrollment.com/spotting-health-insurance-scams/

Learn more: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment
4260 W. Craig Road suite #150-A
North Las Vegas, NV 89032
(702) 898-0554
Website: NevadaInsuranceEnrollment.com