Telemedicine and Your Health Insurance Coverage

Nevada Insurance Enrollment Explains How to Know If Your Health Insurance Covers Telemedicine

LAS VEGAS - nvtip -- Telemedicine, or remote medical care through video chat, email or phone calls, offers a lot of benefits for patients. It makes it easy for those who would otherwise have a hard time getting to their doctor to get the care that they need. Currently, 37 states, including Nevada, have parity laws that require private health insurance companies to cover telemedicine.

While parity laws vary by state, they generally say that private health insurance companies can't take the insured's location into account when determining whether a remote visit with a health provider is covered. In other words, even if you're video conferencing with your doctor from your workplace, your health insurance company has to cover it.

Although most states require that major health insurance plans cover telemedicine, some types of plans are exempt from this requirement. If you have a worker's compensation plan or a small group plan, you may not have this coverage.

Why Use Telemedicine

In some cases, there's no substitute for an in-person visit with your doctor. However, telemedicine can be used to treat a range of medical conditions and has benefits that make it an option worth considering next time you need to see your doctor.

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Telemedicine Is Convenient

Telemedicine puts healthcare within reach of those who would otherwise have a difficult time visiting a doctor. If you have a severe sinus infection, the last thing you want to do is spend the afternoon in the doctor's office. Visits with your doctor can happen right in the comfort and privacy of your home, eliminating the need to take time off of work and figure out childcare arrangements.

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Nevada Insurance Enrollment
4260 W. Craig Road suite #150-A
North Las Vegas, NV  89032
(702) 898-0554

Nevada Insurance Enrollment
Shelly Rogers

Source: Nevada Insurance Enrollment
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