LAS VEGAS - nvtip -- A health insurance Co-Pay is a set dollar amount you pay for a procedure or office visit (look at your plan summary very carefully). A co-pay is helpful because you'll GENERALLY pay just the co-pay (unless other procedures are billed by your doctor in addition to the co-pay). For example, let's say you see your family doctor for a sore throat. If your plan had a co-pay of $35 dollars, you'd pay the $35.

Sometimes you can be billed more than just a co-pay. For example, let's say you went to a specialist (specialist co-pays are generally more than a primary care doctor) to have a spot on your skin looked at. The office co-pay may be $50. You'd pay the $50 for the office visit. But if the doctor wanted to remove the spot, he could charge you/your insurance company for a "procedure". That charge would be in addition to the co-pay. So the procedure could be billed to your insurance company and you'd pay whatever your insurance company had negotiated with the doctor for that procedure.

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Nevada Insurance Enrollment

Navigating through the many options of insurance can be confusing and chaotic, but speaking with a locally licensed insurance agent will help you to obtain the right coverage you need. You'll have the peace of mind knowing that you are adequately insured when life complications arise. We work hard to find the most competitive quotes for your needs. Contact us today to begin the process of finding the best insurance plan for your family.

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