LAS VEGAS - nvtip -- A collision can result in thousands of dollars of damage, and if you're the one responsible for the accident, you will be on the hook for covering the other person's bills.

As a Nevada resident, you are required to carry "liability insurance", which is used to pay for any:
• "bodily injury" (hospital bills including any pain or suffering or lost time at work)
• "property damage" (to their car or property) that may result from an accident that you caused

The most conscientious drivers find themselves responsible for an accident now and again.  There are no shortages of dangers and distractions when you're behind the wheel of a vehicle, and at some point "liability insurance" which all Nevada drivers are required to carry, may keep you from having to pay for the damages that result from an accident that you caused, up to your auto insurance policy limit.  This insurance not only pays the repair or replacement costs of the vehicle that you hit, but it can also take care of any repairs that may be necessary if you run into someone's fence, mailbox or even their home.

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How Much Liability Insurance Do I Have?

Your auto insurance policy expresses your liability coverage in three numbers, for example, 25/50/20, which tells how many thousands of dollars you have in coverage.  So, 25/50/20 is really $25,000/$50,000/$20,000.

BODILY INJURY:

The first two numbers refer to your "bodily injury" coverage.  This means the other driver's body and his/her passengers.  The first number 25 would cover up to $25,000 for the other driver.  The 2nd number 50 would cover his/her passengers' bodies, up to $50,000.  The first 2 numbers, the 25/50 includes their medical bills and pain and suffering, and lost time at work.

Read the full article: https://www.nevadainsuranceenrollment.com/all-about-automobile-liability-insurance-what-does-it-cover/

Learn more: https://www.nevadainsuranceenrollment.com/auto-insurance-las-vegas-nevada/

Nevada Insurance Enrollment
4260 W. Craig Road suite #150-A
North Las Vegas, NV 89032
(702) 898-0554
Website: NevadaInsuranceEnrollment.com