Equality in Mental Health Coverage in Health Insurance

Nevada Insurance Enrollment Explains How Your Health Insurance Policy Handles Mental Health Services

LAS VEGAS - nvtip -- When it comes to your well-being and quality of life, mental health is just as important as physical health. According to the National Alliance of Mental Illness, nearly one in five Americans, or 42 million people, are living with an anxiety disorder, and about 7%, or 16 million people, are living with depression.

Unfortunately, only about 40% of people who need mental health services get treatment. One of the biggest roadblocks to treatment is that many believe that getting help from a mental health professional would be too costly. At one point, that was probably true. However, because of a 2008 law called the mental health parity law, health insurance companies must provide mental health coverage that is comparable to physical health coverage.

What Does the Mental Health Parity Law Guarantee?

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The mental health parity law requires that health insurance companies treat financial requirements equally. For example, if you have a $20 copay for visits to your primary care doctor, your health insurance company must charge a comparable copay for office visits with a mental health professional. On top of that, your health insurance company can't limit how many times per year you see a mental health professional, as long as those visits are deemed a "medical necessity."

Read the full article: https://www.nevadainsuranceenrollment.com/mental-health-coverage-health-insurance/

Learn more: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment
4260 W. Craig Road suite #150-A
North Las Vegas, NV 89032
(702) 898-0554
Website: NevadaInsuranceEnrollment.com

Nevada Insurance Enrollment
Shelly Rogers

Source: Nevada Insurance Enrollment

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