LAS VEGAS - nvtip -- NO MORE SUBSIDY CLIFF!!! – (400% ABOVE FEDERAL POVERTY LEVEL)

For many more Nevadan's, you may now be eligible for the 1st time for tax credits! Plus, for existing members, the rate you are paying will most likely decrease.

For instance, if you were a 60 and 61 year old married couple, and your income was projected to be over $68,960 in 2021 you would not have qualified for a tax credit. Now, since the changes, that same couple making $80K per year, would qualify for $1007 per month!!! This is HUGE!!!!!!

You can now get a Government subsidy to help you pay for your health insurance premiums. Before if your income was over $51,040 for a single person tax year 2021, and $104,800 for a family of 4, you were no longer eligible for a tax subsidy, and if you took the subsidy, you'd have to pay the whole thing back if you went over that amount.

Now there is no more cliff. The subsidy amount gradually slopes off to be no more than 8.5% of your household income. (Modified adjusted gross – for most people, their "Adjusted Gross Income"). So, for many more Nevadan's, they'll now be eligible for the 1st time for tax credits!

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Also in this new law, if you ended up making more than you estimated for tax year 2020, you will not be required to pay back those subsidies.

FREE or NEARLY FREE Health Insurance for any employee who lost their job and collects unemployment any time in 2021, no matter how much they make on unemployment or otherwise, for the tax credit, their income won't be counted higher than 133% of the federal poverty level. If you are collecting unemployment for 2021 it's most likely more beneficial to apply for Obamacare than Cobra. Reason being, free Cobra payments are only good for 5 months in 2021. Whereas, with Obamacare the Free to nearly Free health plans are good all year!

These changes do not apply to those Nevadan's that have jobs that offer insurance to their employees and their families (whether they take their employer, spouses employer, parents insurance or not).

Call our office, we will assist you with changes, or enrolling for the 1st time, or answer your questions.

Learn more: https://www.nevadainsuranceenrollment.com/individual-family-health-insurance/

Nevada Insurance Enrollment
4260 W. Craig Road suite #150-A
North Las Vegas, NV 89032
(702) 898-0554
Website: NevadaInsuranceEnrollment.com