Trending...
- IRF Builders Forum Brings Global Leaders to Washington, D.C. to Advance Religious Freedom Through Cooperative Engagement - 132
- Battery Coin Ignites $5B Token Presale to Power Bitcoin Ethical AI and Hemp Battery
- Mbariket Launches U.S. Client Services to Deliver Trusted Business Solutions in Nigeria
Nevada Insurance Enrollment Answers Should You and Your Spouse Share Health Insurance?
LAS VEGAS - nvtip -- Getting married means lots of conversations about combining everything from last names to bank accounts. While picking a health insurance plan that covers both of you may seem practical, there are cases in which maintaining separate policies makes more sense.
Know Your Options
If you both have jobs that offer health insurance, it's cheaper to accept your own health insurance plan because employers are required to pay 50% of the employee only coverage, and if they choose to pay more, they can. If the employer chooses to pay for spouse and dependents, they can. That's up to the employer, but they are required to pay for ½ of the employee's cost. So, it's cheaper to accept your own plan and have your spouse do the same with their employer.
Not all couples have a choice when it comes to their health insurance coverage. If one spouse is unemployed or doesn't have access to health insurance through their employer, then paying a higher monthly premium to include coverage for your spouse (and dependents if you have children) for a health insurance plan that covers all family members may be the only option. As of the writing of this article, if you have an employer that OFFERS coverage, whether you take it or not, just being offered, most likely you will not be eligible for a "subsidy" from the Government. There may be changes in the future, but for now, this is how it works. Usually if you are offered a plan at work, you will more than likely not qualify for a subsidy.
More on nvtip.com
DO NOT buy a health plan without speaking with a licensed agent. Many may turn to Nevada Health Link looking for a subsidy to help them pay their health insurance plan when they or a spouse have group insurance offered to them. This may result in paying thousands of dollars back to the IRS.
Read the full article: https://www.nevadainsuranceenrollment.com/health/marriage-affects-health-insurance/
Learn more: https://www.nevadainsuranceenrollment.com/health-insurance/
Nevada Insurance Enrollment
4260 W. Craig Road suite #150-A
North Las Vegas, NV 89032
(702) 898-0554
Website: NevadaInsuranceEnrollment.com
Know Your Options
If you both have jobs that offer health insurance, it's cheaper to accept your own health insurance plan because employers are required to pay 50% of the employee only coverage, and if they choose to pay more, they can. If the employer chooses to pay for spouse and dependents, they can. That's up to the employer, but they are required to pay for ½ of the employee's cost. So, it's cheaper to accept your own plan and have your spouse do the same with their employer.
Not all couples have a choice when it comes to their health insurance coverage. If one spouse is unemployed or doesn't have access to health insurance through their employer, then paying a higher monthly premium to include coverage for your spouse (and dependents if you have children) for a health insurance plan that covers all family members may be the only option. As of the writing of this article, if you have an employer that OFFERS coverage, whether you take it or not, just being offered, most likely you will not be eligible for a "subsidy" from the Government. There may be changes in the future, but for now, this is how it works. Usually if you are offered a plan at work, you will more than likely not qualify for a subsidy.
More on nvtip.com
- $12.8 Million Net Revenue for 2024 for Cloud-Based Crowdsourcing Recruitment and SaaS-Enabled HR Solutions Provider: Baiya International Group Inc
- Pacsun Joins UFC International Fight Week with Exclusive Collection and First-Ever UFC X Activation
- Hire Virtue Announces Executive Sponsorship Opportunity for Houston Hiring Blitz & Job Fair on August 6, 2025
- Inked & Maxim Model Teisha Mechetti Turns Heads—And Builds Community Impact
- Christina Aldan Announces Website Update Highlighting Massage Therapy Training
DO NOT buy a health plan without speaking with a licensed agent. Many may turn to Nevada Health Link looking for a subsidy to help them pay their health insurance plan when they or a spouse have group insurance offered to them. This may result in paying thousands of dollars back to the IRS.
Read the full article: https://www.nevadainsuranceenrollment.com/health/marriage-affects-health-insurance/
Learn more: https://www.nevadainsuranceenrollment.com/health-insurance/
Nevada Insurance Enrollment
4260 W. Craig Road suite #150-A
North Las Vegas, NV 89032
(702) 898-0554
Website: NevadaInsuranceEnrollment.com
Source: Nevada Insurance Enrollment
0 Comments
Latest on nvtip.com
- The Naturist World Just Shifted — NaturismRE Ignites a Global Resurgence
- $796,000 in Q2 Revenue Marks Highest Earnings to Date on 3 Trailing Quarters of Profitability in Multi-Billion Homebuilding Sector: Stock Symbol: IVDN
- Cybersecurity is THE Hot Market Sector; Revenues, Earnings & Profit matter; Only 33 Million Shares + a Huge Short Position Equal an Undervalued Stock
- Despite Global Calls for a Ban, US Child Psychiatry Pushes Electroshock for Kids
- Franco Polished Plaster Celebrates 35 Years of Bringing Walls to Life in the UK
- Spartan & Guardians Partner with Guitar Legend Buckethead to Support Global Child Rescue Efforts
- Speedy Weddings Launches Same-Day Online Marriage Service for Couples Worldwide
- Preliminary.online Introduces Short-Term Job-Readiness Courses with Employer-Verified Certifications
- Psychologist-Turned-Hermeticist Releases Modern Guide to the Seven Hermetic Principles
- Winners Announced for Asia Pacific Business Awards 2024-2025
- Kids Reading Adventures Launches Big Summer Book Sale on Smashwords Starting July 1!
- Hamvay-Lang and Lampone.hu Join Forces with AIMarketingugynokseg.hu to Elevate Hungarian Lifestyle Brands on the Global Stage
- Google AI Quietly Corrects the Record on Republic of Aquitaine's Legal Sovereignty
- NYC Leadership Strategist Stacie Selise Launches Groundbreaking 4S Framework Series to Redefine Executive Excellence
- Make Innovation Matter: Support H.R.1's R&D Expensing Relief for American Small Businesses
- Agreement to Supply US-Based Defense Provider with Thin-Film Solar Tech for Orbital Application; Ascent Solar Technologies, Inc. (N A S D A Q: ASTI)
- Byrd Davis Alden & Henrichson Launches Independence Day Safe Ride Initiative with 500 Free Uber Credits
- $10,000 Buy-In WSOP Main Event Giveaway + More with Jamie Gold and MyStandard
- databahn Launches GenAI Sales Intelligence Platform to Revolutionize Fortune 500 and Global 2000 Account Research
- IRF Builders Forum Brings Global Leaders to Washington, D.C. to Advance Religious Freedom Through Cooperative Engagement