INCLINE VILLAGE, Nev. - nvtip -- PhingePay will be the integrated financial, rewards and payment system for the Netverse® ecosystem and the Netaverse™, AR/VR/MR platform being developed by Phinge®. PhingePay will be designed to function exclusively within the patented, app-less Netverse, accessible only through Phinge's patented, proprietary hardware and devices.

It will be a direct competitor and alternative to the current duopoly of app stores payment systems, fintech and credit card processors.

Key features of Netverse PhingePay

• Rewards-based economy: PhingePay will be integrated into the universal rewards program of Netverse and the Netaverse. Users will earn dollar-for-dollar rewards on purchases and other activities within them. These rewards can be used as same-as-cash for future transactions with all verified merchants and platforms, both online and in-person through Phinge patented, authorized hardware.
• Integrated payment system: PhingePay will be a universal payment platform for all services and purchases within Netverse. It will offer users a single financial hub to seamlessly manage all their transactions, purchases, and rewards.
• Reduced transaction fees: Phinge aims to bypass credit card processing fees by conducting direct transactions between the customer and merchant within its ecosystem. Instead of traditional fees, Phinge will charge merchants a 10% fee at the time of sale. A much lower percentage than the 15-30% current App-stores charge. There is also a free minimum amount of advertising to be included as a no-risk way to generate sales.
• Hardware-based verification: For added security and fraud prevention, Netverse and the Netaverse will rely in-part on proprietary Phinge hardware to verify all users, businesses and third-party platforms prior to their joining Netverse. This is meant to create a more secure environment that reduces fraud and chargeback costs for businesses.
• Local and charitable integration: As part of the profit-sharing model, Phinge intends to donate 1% of every dollar spent through PhingePay to local approved charities and organizations registered within Netverse.

Benefits for users and businesses

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For users

• Earning and redeeming rewards: Users earn "same-as-cash" rewards on all transactions, which can be redeemed seamlessly.
• Enhanced security: Verification through Netverse helps reduce the risk of fraud and create a "safer" online environment.
• Privacy control: Users retain control and ownership of their personal data, deciding who to share it with and how it is used.

For businesses

• No-risk advertising: Businesses will receive a minimum amount of no-cost advertising upfront for each ad they place through Netverse and will only pay 10% of each sale upon completion.
• Fraud reduction: The verified nature of the ecosystem minimizes fraudulent transactions, identity theft, and spam.
• Automated offers: Merchants can use free built-in tools to create, display and manage real-time offers, manually or automatically to attract more customers and increase sales.

PhingePay will enable users to shops across as many third-party platforms as they like and will provide one integrated receipt and itinerary.

You may preview Netverse including it's innovative mobile hardware here
https://www.phinge.com/

To get on a contact list please fill out the online form here
https://www.phinge.com/netverseai.html

About Phinge Corporation

Phinge was founded and through Netverse® is being developed to disrupt today's outdated App technologies, including the App-store duopoly, by partnering with and giving its users and businesses ownership and control of their data, enhanced privacy and a better overall mobile experience including their ability to monetize it.

Phinge through its upcoming patented Netverse App-less technology platform with proprietary AI, will be a better, safer, verified and rewarding alternative platform and technology for users and third party businesses and developers to today's App stores, operating systems and ecosystems of Apple, Google and Android.

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Netverse will not be an App or Super App that resides on the major technology platforms of today.

Instead, it will be a standalone, all-in-one, app-less platform, accessible only through Phinge's revolutionary, patented, Mobile Hardware which includes Magnetically Attachable/Detachable Phones, Tablets, Mobile Gaming Systems and peripherals like the stylish, wireless earbuds with interchangeable batteries and built-in sensor screens for continuous usage without recharging and Smart Watches that never need to be charged as they come with stylish external, interchangeable bezels with built~in rechargeable batteries and come in a variety of colors, patterns and finishes.

Netverse will be a verified, centralized-decentralized platform.

Centralized in the way it provides universal safeguards through verification of all users, businesses, organizations, entities and IP through Phinge's patented Netverse technologies and hardware.
Centralized because Phinge and Netverse will be compliant with all government regulations regarding data and privacy.

Decentralized because all thirty party platforms will be compliant with all government regulations regarding data and privacy as soon as they are verified and join Netverse.
Decentralized because its users, businesses, organizations and entities will have the power to live, work and thrive in a verified world.

Netverse will benefit all verified users and approved, verified third party businesses, developers and platforms on Netverse in ways not possible with today's technology including total verification of all users, businesses, organizations, platforms and entities.