LAS VEGAS - nvtip -- A rideshare policy is critical to prevent coverage gaps. Typically, standard personal auto insurance might not cover you while you're on the clock for a rideshare service. To ensure adequate protection while driving for Uber and Lyft, you need additional coverage in the form of rideshare insurance to keep you covered between your trips.

If you're considering signing up to ridesharing companies like Uber or Lyft, you might be wondering about the implications on your auto insurance and who would pay in the event of an accident. Ultimately, your personal auto insurer is unlikely to cover any accidents that happen during commercial activity. It could even cancel your policy if it finds out you haven't disclosed you drive for ridesharing companies or app-based delivery services.

More on nvtip.com

• Travel Trailblazers: Top Global Finalists Shortlisted for Trip.com Group's Tourism Innovation Awards
• Revolutionary Blockchain Platform Okh Finance Announces Okh Finance(OKKH) Token Launch to Transform Global Asset Leasing Market
• Cover Girl Finalist Teisha Mechetti Questions Legitimacy of Inked Originals Competition, Demands Transparency
• Easton & Easton, LLP Files Suit Against The Dwelling Place Anaheim & Vineyard USA Over Abuse Allegations
• AI Visibility: The Key to Beating Google's AI Overviews and Regaining Traffic

How Does Uber and Lyft Commercial Auto Insurance Work?

While Uber or Lyft provide some coverage while on the job, the coverage is only temporary and may offer less protection than you actually need. In the world of ridesharing and insurance, commercial coverage is broken down into four stages, depending on where the driver is in the process.

Period 0 – The app is closed. Since the driver is not in driver mode, the driver's own personal car insurance coverage will apply to any accident that occurs.

Period 1 – The driver has the app on, and is driving around waiting for a ride request. Uber and Lyft insurance is limited to liability coverage. A personal policy without ridesharing coverage won't cover you.

Period 2 – The driver has been matched with a rider and is on the way to the pick-up. Your rideshare company's policy is in full force.

Period 3 – You have passengers in the car. Your rideshare company's policy is in full force.

More on nvtip.com

• Stuck Doing Math or Figuring Out Life's Numbers? Calculator.now Makes It Stupidly Simple
• Colbert Packaging Announces WBENC Recognition
• DivX Empowers Media Enthusiasts with Free Expert Guides for Advanced MP4 Management
• Akon City Cancelled: Primal Mogul Confirms Senegal Scraps $6B Smart City Plan for $1.2B Resort
• Assent Expands Executive Team to Accelerate Global Growth & Innovation

Uber and Lyft's commercial coverage policies are in full effect when you've accepted a ride and are carrying passengers. So, if an accident occurs when the driver has the app on and is waiting for a ride request (Period 1), you'll be less protected than any other stage of the trip.

Read the full article: https://www.nevadainsuranceenrollment.com/auto-insurance-for-uber-lyft-drivers/

Learn more: https://www.nevadainsuranceenrollment.com/auto-insurance-las-vegas-nevada/

Nevada Insurance Enrollment
4260 W. Craig Road suite #150-A
North Las Vegas, NV 89032
(702) 898-0554
Website: NevadaInsuranceEnrollment.com