LOS ANGELES - nvtip -- The importance of retaining a specialist when you have a life insurance claim investigation.

A California man died in a car crash when his Tesla slammed into a parked fire truck. An investigation showed the Tesla was operating under the full Self-Driving mode when the crash happened. Blood testing results showed the driver had a blood alcohol level of 0.09 (just over the legal limit in California).

The man had life insurance and the family filed a claim for the benefits. To their surprise the life insurance claim was denied because of an exclusion in the policy. The exclusion stated that if the insured dies of injuries that happen while drunk driving the policy will not payout.

More on nvtip.com

• Holabird's huge, four-day Desert Riches Auction, Jan. 31-Feb. 3, features over 2,100 lots in many collecting categories
• Kaplan Morrell Attorney Ronda Cordova Recognized in The Best Lawyers in America® for Workers' Compensation Law – Claimants
• BEPeterson awarded Air Flask order from the Navel Supply Systems Command (NAVSUP)
• pi00a Takes the Grand Prize at 2025 SFA Winter Fancy Food Show Fancy Face-Off Pitch Competition
• RE1 Advisor Introduces RE1 Disaster Recovery

The family hired the Center for Life Insurance Disputes to fight the denied life insurance claim.

The Center discovered that Tesla's full Self-Driving function had a significant history of malfunctioning leading to numerous auto accidents – some deadly. The Center also uncovered that two blood test were done post-mortem but because of traffic fatality laws in California only one test result was used by the authorities. However, state regulations for traffic accidents only apply to authorities and don't allow an insurer to obfuscate their fair handling obligations.

The Center took their fight directly to the life insurer and won the appeal.

First, they showed that based on promises by Tesla about the full Self-Driving mode and the large number of accidents that happen while the Self-Driving mode is engaged the insured's alcohol level was immaterial.

More on nvtip.com

• Amid Controversy with The Weeknd/Playboi Carti and Buzz Surrounding His Upcoming Project, Darrin Jones Drops Soulful New Single "Under Control"
• ADHDCourses.com Launches: Transforming Parenting with Expert-Led Online Education
• Greg Welch Joins Calovia as Managing and Founding Partner
• Inframark's Mississippi Teams Expand Presence and Receive Honors from NOAA
• Lumber Brings Advanced AI and Seamless Integration to Acumatica Marketplace, Transforming Construction Workforce Management

Next, with the assistance of a seasoned toxicologist, they argued that the blood alcohol testing used for the Cause of Death did not sufficiently prove the man was intoxicated at the time of the accident. Rather, the second blood test result showed a blood alcohol level of only 0.07 (below the legal limit) and the insurer was obligated to weigh both results equally.

Without any refusal from the insurer to accept the findings and that the insured was not drunk driving at the time of the accident. The claim was quickly paid and interest was piled on.

Another win by The Center for Life Insurance Disputes.